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Credit Card Info I recently gave some info on credit cards and wish to add a few more items. Many people are afraid of their card number being stolen. I have been told by the Banks that you only have to pay for something if it was actually delivered to you. If there is a problem the Bank will look into it and take responsibility. There was a person from a Bank on TV tonight saying this very same thing. Now this is in Canada, so I am not saying it is the same everywhere. Check it out yourself. Something I did when using the card on the internet. I took one card and asked the Bank to have the credit limit lowered to a few hundred dollars. I only use this card on the net or phone and it also helps me keep track of what I spend there. It also keeps me from spending more than I should. If you have a credit problem it is best to go to a councillor and they will help you to make arrangements to pay a lower amount and perhaps have some of the interest taken off. The worst thing is to do nothing. Contributor's Note Hope you have good credit experiences.

Contributed by connections on February 9, 2008, at 9:42 PM UTC.

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